Personal finances and especially the finances of your family are personal to each individual family. We tend to make a lot of financial decisions based on what other people are doing financially and try to mimic those ideas into our own money spending and savings. Value Based Spending takes into account how your family values…
This summer, my husband and I have quite a few home improvement projects that we want to tackle. I am thinking that $500 will go a long way to fund those projects. So this month we are going to squirrel away $500 in a savings challenge! When you have a goal of $500 to save…
Have you ever looked under your bathroom sink and seen that you have 27 tubes of toothpaste but no mouthwash? That you have 12 bottles of shampoo but only 3 bottles of conditioner? The first major step in saving money on household items, is to know how much you use of each item. Once you…
Many people consider themselves to be wise shoppers, but they usually only focus on one part of wise buying. How can you tell if you are a wise buyer? Wise buying is taking into account 3 main principles. The cost per unit, the cost to use/ store, and if the cost is in your budget….
While Easter Egg hunts may be more of a kid activity around Easter, this April we are going to save up some money. We are going to work on our Nest Egg! What should I Save for this Month? I always like to look ahead and see if there are any possible money spending opportunities…
A friend of mine’s mother recently passed away, and she asked me if there was anything Christmas related that we could do with her mom’s clothes. Her mom was a huge fan of Christmas and went all out when she decorated. She also wore this super comfortable dark green velour tracksuit every year around the…
Car insurance is honestly one of my least favorite bills and I am so happy that I only have to pay it twice a year right now. I recently started wondering if I could save any money on my current car insurance rate. I read a ton of articles and all the information they gave…
Sometimes being a parent means that you need to learn skills that you never knew existed. My oldest son is now 5 years old, and in that time I feel that I have earned my Toy Surgeon License. I have repaired a great number of boo-boos and ouchies that have afflicted various stuffed animals. My…
This March you don’t need a leprechaun and rainbow to find money, use a savings challenge instead! There are 31 days in March so don’t let a single day pass without saving some money towards bigger goals. You can use the money to splurge, pay off debt, or fill your sinking funds. How to Pick…
Meal planning and deciding what you are going to eat as a family for the next week, can get old pretty fast. Yes, it is necessary if you want to keep your grocery bill in check, but to be honest it gets boring after a while. Why does restaurant food always taste better than what…