33 Alternatives to Dave Ramsey (YouTube & Podcasts)
Dave Ramsey may be one of the most well-known financial advice speakers, but he isn’t the only one out there. Which is great, because Dave can really rub people the wrong way. He loves to tell people flat out that they are making stupid money decisions and that they are acting like children. Some people really react well to his shows, but other people cannot stand him.
In general, Dave Ramsey’s show is a wonderful starting point in a financial journey that includes a lot of debt. Once that debt is gone, you may be ready for more advanced investing or other strategies involving your money. If you are wanting to look for different podcasts and YouTube shows that will pique your interest in the personal finance realm, take a look at this huge list of available shows.
I asked everyone that I could for recommendations for Dave Ramsey Alternatives and I ended up with 33 different podcasts and YouTube Channels.
I have gone through each and every show and given a brief explanation of their style, their focus, and any other helpful information. I also give a brief overview so you can look over each one at a glance. I have included links to take you directly to their websites as well.
Personally, I love YouTube so most of these I have been watching there while I work on projects, but most are available on many platforms!
I have listed these in no particular order. There is no rating for each show on whether they are the best or the worst, simply because I think that each one has merits and benefits. It all depends on where you are in your financial journey, what step you are working on next, and your listening preferences.
1. How to Money
This financial talk show is available in podcast form on their website. They focus on a little bit of everything financial. They go over tips to save money, random financial topics, and more general advice in the form of reader questions.
They do offer a money roadmap called the 7 Money Gears that have different steps to work on in order to achieve optimum personal finance goals. They start with an emergency fund, pay off debt, investing, and long term goals.
The hosts, Joel & Matt are very likable and add in commentary about their lives to give some good interaction with their listeners. They remind me of a FM radio morning show where it takes way longer to get to the meat of a story than it should because of constantly going off on tangents and commercial breaks.
If you have a long commute, like to listen to talk radio during your workday, or are into long distance running, this could be a great podcast to listen to while doing other things. If you are looking for quick and concise answers, this show is not for you.
Overview: random financial topics, long shows, lots of chatter
2. The Money Guy Show
The Money Guy Show is available in podcast form and Youtube. They focus a lot on investing and of course recommend financing these investments as early in your career as possible to get the most gains. They cover a ton of different investment styles and ways to invest.
For the most part they are pretty cut and dry with their advice. Start young and invest in order to have a huge retirement savings. The advice will work for people in their 30s, 40s, 50+ but it is definitely more geared towards medium to high earners in their 20’s.
They do have some debunking videos that are really eye opening about different financial advice given by others and on social media like TikTok.
Their style reminds me a little bit of a dry money show on CNN and 2 dads chuckling and making dad jokes, but I would say a lot of their advice is pretty sound on investing.
If you have paid off your debt and are ready to jump in head first into investing, these Money Guys are definitely a good resource.
Overview: all about investing, some short and long episodes, pretty dry with slight humor
3. Clark Howard
Clark Howard has had a radio show for a long time and has recently switched over to podcasts and YouTube. He focuses primarily on saving money on travel and products, as well as explaining how Roth IRAS and a home warranties work.
This is a great resource if you have specific questions on certain products and services, which will save you money and which to splurge on. He also gives explanations on different financial news like data breaches and how you should protect yourself from future issues.
Clark is very easy to listen to and can get a little geeky sometimes, but overall he is just a very likable guy that will admit when he is wrong or if there is a better way. Once a week he does a segment called “Clark Stinks” where people write in about his advice or give better options than the advice he gave.
Overall, his shows are pretty entertaining and will give you good information to then go research further for yourself.
Overview: similar to a consumer reports on products & services, usually 30 minute shows, very general advice
4. Two Cents (PBS)
This is a web based weekly video series that is put out by PBS. The shows are typically less than 10 minutes but pack a lot of information into that time.
The host are a couple Julia and Philip Olsen and they tackle a wide range of informational topics regarding finance. For example, their videos tackle things like how musicians make money, the history of debt, and what you should do with loose change.
I’m a total geek when it comes to why things are the way they are now versus how they used to be. So, I love when they blend facts from history and how it shapes the way future generations grow.
The show is aimed at Millenials and Gen-Z, but honestly I found it very entertaining and informative for anyone that wants general knowledge about different money topics.
Overview: very entertaining, short video episodes, very informative on how money works.
5. White Coat Investor
The White Coat Investor is a podcast and a YouTube channel that is hosted by Dr. Jim Dahle. He is a working physician that shares an incredible amount of information for those in the medical field starting in medical school all the way up to retirement.
His content is very geared towards doctors, but it also works for anyone with a very large income. He is extremely easy to listen to and a lot of the shows are answering viewers questions.
Even though the content is for those with a high net worth, if you are interested in learning about building generational wealth for kids and estate planning, he has some very good advice.
I was skeptical about the show because I feared that he would sound egotistical or have a “God Complex”, because face it, we have all met doctors that talk down to others. Dr. Dahle is so not one of those people and based on his show I would imagine his bed side manner is fantastic.
He breaks down information in a very easy to digest way, and his blog has a vast amount of knowledge on so many topics.
Overview: easy to listen to, geared towards high income makers, awesome blog.
6. Gail Vaz-Oxlade
If you are just starting out and really need a no-nonsense but logical explanation of how to get your finances in order, Gail Vaz-Oxlade is just the bootie-kicker that you need.
Personally, I think Gail is hysterical in her manner of speaking the truth but also does it in a way that is not as insulting as Dave Ramsey can be. She can be very harsh, but it seems less traumatic than Dave’s way.
Unfortunately, Gail has retired from the personal finance game, but she does have multiple TV shows that you can view on YouTube. She also has guest starred on many podcasts and done a lot of seminars that are available online.
The show that she has created that deals with family finance is “Till Debt Do Us Part” and it not only helps families understand their finances it also helps show how their finances affect their relationship. You can catch full episodes for free on YouTube. This link will take you to a list of all episodes currently available.
Gail works with families to look at how they spend their money and exactly how much debt they are accumulating by ignoring their finances. This is actually a VERY COMMON occurrence in American families.
Her quick wit and really getting people to be honest with their money is very inspiring. It will show you how you can do the same things to get out of debt. The show is extremely down to earth and it gives advice that any family can replicate.
Overview: Only a limited amount of content available, very honest and straight forward, very relatable
7. ChooseFi
ChooseFi is a full coverage podcast, YouTube channel, and massive website & blog. They literally touch on starting your financial journey and go all the way to financial independence.
The main hosts are Jonathan and Brad and they have a very relatable and easy listening vibe, and the information that they give is spot on.
They offer tons of free courses, traveling tips, recipes, and a non-profit foundation.
The only downside to me is their content is so massive that if you are just starting out it may be difficult to find exactly what you are looking for. I really wish they had their YouTube grouped better in playlists for the beginner, the middle, and the financially independent.
I did find it interesting in their opening video, that Jonathan started with Dave Ramsey’s advice and then looked for more. So really this system is for what to do after you have paid off your debt, set up a 3 to 6 month emergency fund, and are now ready to start investing.
Overview: Perfect for those in “the middle”. Those that got rid of debt and want to know what comes next.
8. Minority Mindset
One look at this YouTube channel and honestly it comes off as a get rich quick scheme, but I was determined to listen anyway. Boy, was I blown away!
The host is Jaspreet Singh, and he is a very relatable and likeable guy. I truly enjoyed hearing him tell his personal experiences and what drove him to be where he is now.
He has a very smooth way of making things very simple and easy to understand. He has some great money advice and how money works segments for those just starting out. Then he jumps right into later topics like investing in real estate, stocks, and crypto.
His main focus is building wealth, but he is so down to earth in his tone! His website also has some really good information for those just starting adulthood: from picking a school, picking a job, opening a bank account, taxes, and investing.
Overview: So easy to listen to, great for the beginners to the wealthy.
9. Stacking Benjamins
This podcast is hosted by Joe and Josh (AKA OG “Other Guy”). Their website describes the podcast as a financial magazine style, so each segment is relatively short about 10-15 minutes, and they jump around from financial headlines to lessons to learn from celebrities and each show has a guest.
Personally, I was not a huge fan of this podcast because it does jump around too much for me. I only have a certain amount of time to listen to podcasts, so I like every minute to really be worth it to me.
They do have tons of interesting guests and most of the guests have their own podcasts or websites, so if you want to hear a guest more from them, you can go jump on their own channel and listen to them more.
My best way to describe this show is like a 1 hour newscast where each segment gives you just enough information to spark your interest and then you will have to go search out the rest of the information else where.
Overview: great way to hear new people and find new shows, not enough information in each segment for me.
10. The Organized Money
This YouTube channel is hosted by Alaina and this is the ultimate show for those that love to journal and want to get their finances in order.
She is a creator of a pretty extensive financial planner that you can download for a small fee. Her videos walk you through how to fill out the planners and how to get organized.
Now if you don’t want to get into the nitty gritty numbers every month and don’t want to track every single penny, this show might not be the right fit for you.
Alaina is very easy to listen to and she explains things very well. She shows her routines for using her planners, how to use different pages, and shows real life examples.
Even if you don’t use her planners, her show is still really good if you need inspiration to get organized on paper!
Overview: how to use paper planners for financial organization, great for beginners to budgeting
11. The Financial Diet
The Financial Diet was an interesting experience for me. I have gone into each of these shows with an open mind and I am determined to find the good in each one.
Unfortunately, I listened to a bunch of videos on this YouTube channel, (way more than the others) and I could not find a single video that I felt was worth my time spent listening.
I tried older videos from 2017 and newer just released videos from 2022. Overall, my feeling was that I am not the target market for this channel. Honestly, I am not sure who is the target market is either.
I saw no actual advice or helpful information given in a way that was beneficial. I did see a lot of whining and complaining though. Maybe that is their alternative to giving good content?
Over the hour that I listened to multiple videos I was told that wealth is only possible to those born wealthy, that money issues are not your fault it is your circumstance’s fault, and that the whole system of money is rigged.
Now I’m not saying that every channel should give me the warm and fuzzies, but I at least want to walk away with a new idea or concept, not walk away with dread and depression.
Some of their most popular viewed videos are really just re-hashing that TV and social media as a whole portray money in a manner that is not actually real. Uh, hello! If you thought Carrie Bradshaw was really living the high life on a writer salary, then you may not understand what fictional television shows are about.
Overview: If you want to listen to people complain about money this may be the channel for you!
12. Jazz Wealth
Dustin is the host on this YouTube channel, and I found some of his insights very refreshing! I wasn’t a huge fan of his recent videos about the volatility of the stock market, but his playlist on Personal Finance was really good.
He has a way of pointing out the obvious that most people overlook. He uses data about the average American to show how we treat our money and end up wasting it.
I felt that he had many good tips and thought-provoking content about how we need to change our thinking about how we spend our money.
One thing to keep in mind, is that this channel is also a retirement management firm, and ideally, they would love for you to be their clients. So almost all of their content cycles back into how this firm can help you manage your money.
If you take the face value of the content, and don’t take the sales pitch too seriously, then you can definitely be inspired and to learn from this channel.
Overview: Easy to listen to Personal Finance content, don’t fall for the sales pitch.
13. Afford Anything
This is a podcast that also has recordings on YouTube. It is hosted by Paula Pant and her voice is so soothing that I could just listen to her talk for hours.
She has a very interesting back story of how she built her wealth and eventually started to invest in real estate. I loved her video about 16 lessons about money, working, and life. Lots of awesome tips that can be applied to anyone.
She has a lot of guests that come by and speak on a pretty large volume of topics, but most all go back to real estate investing to build wealth.
Her message is really clear that you can afford anything you want, but you can’t afford everything. This is so true! You have to prioritize what you spend your money on and the things that aren’t so important to you, are the ones to skip.
If you are at the point that you are almost done with your debt and thinking about investing in real estate, then this podcast is definitely worth listening to in order to gain lots of ideas and much needed information.
Overview: the podcast equivalent to smooth jazz, real estate investment heavy
14. YNAB (You need a budget)
This Youtube channel is all about budgeting the YNAB way and it’s fun and entertaining. There are various hosts that tackle different topics, and all are very easy to listen to and gather useful information.
Of course, most of their videos are directly talking about the YNAB app but you can use the same concepts for a pen & paper budget or a spreadsheet.
If you need a more intuitive plan for a budget, and honestly just a super easy way to keep track of your money then you may want to consider using the app.
The pricing for the app is better if you do an annual subscription for $99, but I always recommend using the free 34-day trial first to make sure it is something that you like and will stick to it. Budgeting is only beneficial if you can make it a long term habit.
The best budget is the one you stick to and continue to work on. If you don’t like the app or any plan that you are on, change to something else. There is no one size fits all thing that will keep everyone on a budget and will get you out of debt. It does require work and you have to do the work; you can’t outsource it.
Overview: fun small size bites of topics, entertaining, and useful information, great for beginners or those that get overwhelmed by budgeting.
15. His and Her Money
This YouTube channel and podcast are hosted by married couple Taalant and Tai. They are cute and quirky and very easy to listen to and gain useful information.
They cover a huge variety of topics like side hustles, getting out of debt, investing, and overall financial freedom.
The one downside that I saw which is really just a pet peeve of mine, is they will interrupt every topic multiple times to plug a sponsor. A sponsor is just like an ad and that is totally normal, but it gets very repetitive when it is the same company over and over again in the same video. I might have yelled at my laptop screen a couple times to just get back to the topic.
Overall, a very informative and interesting show on finance. I would say they are big on motivating and convincing you that you can achieve financial freedom. If you need the push in the right direction, these two people can definitely offer that for you.
Overview: Great information for beginners and middle of the financial journey, very uplifting and motivating.
16. Meet Kevin
Take a gigantic sip of your coffee and put on your seatbelt for this fast-paced and high energy YouTube Channel run by Kevin Paffrath. I feel like I should probably not listen to this channel late at night because I will be too pumped up and ready to go! This would be the perfect mid day pick me up to keep you from taking a nap.
Kevin is all about investing in real estate and then later investing in the stock market. If either of these interest you, then you will enjoy his up to date current events stories as well as his advice.
His videos tend to be mostly under 20 minutes, so they are nice little chunks to chew on and think about. I don’t think I could binge watch his videos because they are filled with lots thought provoking nuggets.
To fully appreciate the amount of information you gather from his videos, you really need to almost meditate on it afterwards.
Overview: very high paced and high energy, lots of real estate and investing information, not for beginners
17. Her First 100K
This podcast hosted by Tori Dunlap is all about Financial Feminism. First, I do want to mention that very little of her content is available for free, you must have a Spotify or Apple Podcast account. With all of the available free content out there, I am not likely to purchase a service to listen to one particular podcast.
I did not have a very large sample of recent content to try out due to the cost, but what I did hear was very motivating. She grew to fame as a recent college graduate who was able to save $100k by 25 years old. That is a huge accomplishment, and she is doing awesome by trying to help others.
If you are a female under the age of 25, her advice will definitely help you. I find most of her advice is very much geared to first time workers in their career field and those that haven’t started families and bought a home yet.
That pretty much makes me not her target market. I did find her content easy to listen to and very upbeat with some fun quirkiness here and there.
Overview: Excellent for early 20s females and new to managing their money.
18. Ric Edelmen- The Truth about your Future
This podcast is very focused on new technologies and investing strategies. I find the information given by Ric is very fast paced but also easy to follow.
He does use a lot of jargon and techy lingo, but I think if you were really interested in this area of finance that you would pick it up very quickly.
I did find a point he made very interesting about bitcoin and cryptocurrency. He said if you are not wanting to invest directly into these new financial arenas, to take the Gold Rush Real Winners approach and invest in things that support crypto.
The original gold miners in California did not make the most money, it was the vendors that sold the pickaxes, shovels, and blue jeans that made a fortune. This is a Brillant concept!
While crypto is high volatile, investing in companies and funds that support crypto management and the crypto community, is a very good runner up option!
Overview: Very fast paced and lots of jargon, very focus on technology and cryptocurrency.
19. Ben Felix
This YouTube channel by Ben Felix started out awesome! He loves to go into answers to questions with lots of data, statistics, and research.
I am a total numbers nerd, so at the beginning some of these references were very interesting and thought provoking. After a while though, I realized most of his videos were just him siting statistics and data. Eventually he made conclusions, but by the time he rattled off every little detail I had pretty much forgotten the question.
I was very disappointed with this because data when used correctly will help emphasize an opinion or a point.
I did notice that he has not put out any recent content lately, so maybe he realized he was getting very stale? I could probably listen to one video at a time, but binge listening could never happen.
Overview: lots and lots of data but weak conclusions, no recent videos available
20. Earn & Invest
This podcast is hosted by a bunch of different people that are part of a team. The main structure is guest speakers that tackle different topics within the FIRE community.
If you are not familiar with the FIRE movement, it stands for “Financial Independence, Retire Early.” The main concept is to live frugally and save or invest up to 70% of their income, so they can retire early and live off their investments.
These investments usually deal with real estate and the stock market, but there are other ways to invest as well. Each podcast gives you the opportunity to hear other people and their ideas and concepts on ways to accomplish this FIRE movement goal.
Just like other talk show style podcasts, if you are interested in the FIRE movement and are looking for people to listen to, this podcast gives you an introduction to lots of fabulous speakers and styles.
Overview: great for those looking to get more information about FIRE and find FIRE speakers to follow
21. Marriage Kids and Money
This is primarily a podcast but they also have a YouTube channel. It is hosted by Andy Hill and he focuses a lot on the FIRE movement, paying off your mortgage, and general finance questions.
Andy is very high energy and is very direct in his videos. There is not a lot of filler and just random chatter, which I personally really like. I want my information and maybe a quick story or two to relate to the subject.
After listening to 21 different channels in the last few weeks, I have to say that the super long videos where they just chatter about nothing, is really getting on my nerves! (I may need to take a break from this project).
I do like the focus on paying off your mortgage once your other debt is taken care of because that is where my family is at on our journey. Some of his advice is really generic and will need to be pursued further on your own, but if you had not heard of the advice at least now you’re learning that it exists!
Overview: very quick paced and direct, for those that have paid off their debt and now working on their mortgage, lots of good general advice.
22. One Big Happy Life
This YouTube Channel is mostly about how Scarlett & Joseph have managed to build their wealth and financial nest egg. They are both lawyers and self-proclaimed wealth experts.
In theory this channel is a great resource for building wealth and investing. They really push hard that you should be living your best life now, while preparing for your later in life. Take the vacations and have a fancy car now and don’t change your lifestyle to save money if you don’t want to.
The issue that I take with the advice being given is they think it is perfectly acceptable to carry high interest loans and credit cards making just minimum payments every month.
Their plan is that you take as much money as possible and invest it now and worry about your debt later. A lot of the examples they show with “real life” numbers are to show why this is a good plan, but they are missing a big obvious problem.
Those with $20,000+ in high interest loans or credit cards usually have a cash flow problem. That is why they got into debt to begin with. People with large outstanding balances usually have a spending issue or they have not enough money to pay when an emergency comes around.
If you never work to pay off your debt, then you will never keep yourself out of debt. Scarlett seems to think that debt is not an issue, it is simply a bill to pay but not pay off completely.
As lawyers it is their job to save their client the most money, but it doesn’t always mean it is the right thing to do. For instance, they had their student loans completely forgiven and they recommend you wait your loans out as well. This is great if you qualify for forgiveness, but not everyone does. Plus, I am all about personal responsibility, if you take out a loan you agree to pay it back in full not wait for the lender to cancel the debt.
Some of their videos talk about paying off $100,000 in debt in one year, well if you don’t make well over $100,000 a year, that is going to be a lot of side hustling that the average Joe can’t do.
Maybe I am just getting cynical to the sly sales pitches of YouTube stars, but I really feel like this channel is all about selling you their “build wealth” classes and seminars. They are telling you not to worry about debt, and to invest now to increase your net worth so that you get the illusion that getting “rich” is easy.
If you make over 6 figures and have a lot of disposable income, then this channel’s advice might not be that bad. If you are low to middle income, I would proceed with caution.
Overview: best for those with higher income, risky advice for those with lower incomes.
23. Suze Orman
Suze Orman is a financial staple, and you can find her older television shows on YouTube. I went to her website and listened to her newer Podcast called “Women & Money”.
First, let me start with saying that I started listening to Suze when I was in my early 20s and I am a huge fan of a lot of her advice. Now on the other hand, her newer podcast seems to be more of a Golden Girls talk Money situation.
The majority of the questions answered are all about scenarios and issues affecting women in their late 40s and older. Her tone has actually calmed over the years, so she sounds much more compassionate. This is a much better fit with an older demographic.
I think most of her advice is spot on and very helpful. Unfortunately, her podcast is aimed at a target market that I am not in yet.
Overview: excellent easy to understand financial advice for older women (40+).
24. DIY Money
DIY Money Podcast is hosted by Quint and Daniel, and they answer lots of financial questions. They cover everything from budgeting, savings, and investing.
I love that each episode focuses on one topic or question and the episode is usually under 20 minutes. This means if a topic or question doesn’t interest me, I can easily skip to the next one and not miss important information.
I love their no-nonsense approach to finances. Even their tag line is “Live Below Your Means and Invest the Rest”. I am a huge believer that racing to the end up your paycheck every week will just make you broke. If you can use only half of your paycheck for the must have bills, then you have the other half to do what you want. Whether that be savings, trips, cars, or investing is totally up to you!
Overview: very easy to listen to small episodes on single topics. Excellent for beginners!
25. Jarrad Morrow
Jarrad is a very interesting guy! His channel is mostly about the FIRE movement, but some of his most recent videos are more about him mini early retirement.
He recently quit his corporate job to pursue his own happiness and is doing it by living off of what he saved up just for this plan. His plan includes a year’s worth of basic living expenses as well as projects, concerts, and extras.
I found this whole concept very interesting, and he has been giving monthly updates to how his budget is working throughout the year.
He does give advice about implementing different aspects of the FIRE movement that are really helpful as well.
Overview: very easy to listen to especially if you are interested in FIRE.
26.The Budget Mom
This YouTube channel is hosted by Kumiko Love and she is all about budgeting on paper. If you love using a planner and putting things on paper instead of a spreadsheet or app, then this is the channel for you.
To me, her budget by paycheck method is very similar to budget journaling. On her website, she offers tons of free printable resources as well as some planner options that you pay for.
Overall, I think she gives great advice for anyone, but her target market is women. Her advice is very centered on not going further into debt, but it is not necessary to become debt free. This is the one point that I am not a big fan of with this kind of financial advice. To me having debt charging you interest is a waste of money. Don’t forget to check out “Dave Ramsey vs The Budget Mom (Kumiko Love)” to see other differences between them.
If you want to know where every cent of your money goes and also have a plan for every dollar, plus love to journal, this is going to be an amazing channel for you.
Overview: good for beginners and those that love to journal
27. The Cheap Life (Jeff Yeager)
This YouTube channel is full of short episodes that are all about living frugally and being a proud cheapskate.
When you get passed the entertainment of this show, that tips and suggestions are actually fantastic. Some are kind of extreme like searching for loose change every where you go, but other tips are really helpful and save lots of money.
Jeff has written many books and writes for AARP, so even though he plays silly on YouTube he is actually very intelligent and has a ton of great advice. I honestly wish he had more videos or podcasts available!
Overview: highly entertaining and lots of frugal tips in short episodes
28. Planet Money
Planet Money is actually a part of NPR (National Public Radio) and is available on YouTube as well as a podcast.
The YouTube version is short little clips about 3 minutes long, that answer all the strange questions you never thought to ask about money! Questions like: how did price tags get started, who came up with credit cards, and why the price of Coca-Cola did not change for 70 years. Did you know that American trucks became super popular due to a huge tax increase on chickens in Germany? I had no idea!
This programming is a highly entertaining way to learn about a lot of financial things that we see every day but never know the story behind them.
The podcast dives deeper into subjects and last about 20 minutes and come out about twice a week. I really enjoyed listening to the history and the reasoning behind things that we just think are very common nowadays.
Overview: very entertaining history behind financial matters and how it affects us today.
30. Listen Money Matters
This was a very interesting Podcast. This is basically 2 guys sitting around drinking beer and discussing different financial topics. One guy (Andrew) is very factual and basically the money nerd of the duo, while the other guy (Matt) is a self-made entrepreneur.
Even though neither of these guys are mega rich or retired, they are working on it! I actually love hearing them talk about where they are right now on their way to financial independence.
There is a lot of chatty banter between the two hosts, but I find it enjoyable even when it’s not on topic. I do warn you that there is a lot of profanity, so don’t listen when little ears are around!
Overview: Very informative perspective about those in the middle of their financial journey.
31. David Bach
David Bach is a long time member of the personal finance community and has written a ton of books on the subject (a bunch are bestsellers too). He is extremely easy to listen to and is a wealth of information.
Within 1 hour of listening to him, I wanted to set up a retirement account for both of my toddlers! Not Kidding!
He has some great guests that he talks to but also has very compelling content on his own. Some of his most famous advice is to pay yourself first. That by paying yourself 1 hour of your wages a week to put towards investing, you can make a huge difference in your net worth.
He is also a huge advocate of automating your savings so you can’t forget to do it and you don’t ever see the money that you are saving.
Overview: practical advice on how to automate savings and investments
32. Family Finance
This YouTube channel follows a family of 4 in Australia on their journey to financial freedom. It is literally a passion project of a Mom that was looking into making YouTube her side hustle.
What is brilliant about these videos is that they are actually done anonymously. She gives some basic information about herself, but she is never actually on camera. She says that she is a primary teacher, so she keeps her identity quiet since she gets very honest about her finances.
The channel is only 2 years old as of 2022, but it does have a great amount of content. She also has Instagram and a Facebook group. Her videos are very honest and informative to see exactly how their finance journey is progressing.
She covers different income streams as well as how they invest. I think the information she shares is priceless.
Overview: Watch how a family of 4 grows their finances every month!
33. Financial Grown-Up
This Podcast by Bobbie Rebell is an interesting mix of finances and parenting. Not only does she cover general financial topics, but she also helps you deal with kids entering adulthood and aging parents.
She recently wrote a book all about how to help your kids be Financial Grown-ups and it is all about how she tried and failed to do it for them. Instead, it gives real ways to communicate with them to make your kids want to do it themselves.
She has a good mix of her content and fabulous guest speakers too. Most of the episodes are nice little 20-minute nuggets on certain topics so it is very easy to binge listen.
Overview: unique perspective on finances and parenting.
Conclusion
We all live busy lives but we still need to keep our brain working and learning, so podcasts and YouTube videos are a great free resource for personal finance information. There are literally thousands of free podcasts and videos just about money topics.
One thing I think people get wrong in their personal finance journey is that they only get advice from one source or person. I think to truly be well rounded in personal finance you need to listen to a bunch of different people. Hear other people’s opinions and see what methods they use.
You don’t have to replicate anyone else’s style. The best plan for most people will be to take different aspects from multiple sources and create a custom plan for yourself. A plan that works for you and your family needs to be exactly what you need, not what someone tells you that you need.
Personal finances are personal to each family and situation. Lots of personalities talk about automating your finances but in reality, you can’t put your personal finance on autopilot. You have to do the work and the research and learn about it for yourself.
I tried my hardest to be open minded and give everyone an equal chance, but I just found some hosts that I didn’t care for. It doesn’t mean that their content was bad; it just means it is not right for me. Some of the ones I didn’t like may be perfect for you and that it okay. The whole point of this article was to branch out and find new personalities that weren’t Dave Ramsey’s program. (I actually like Dave Ramsey’s programming, but I am aware that he is not for everyone).
I have definitely added a few new channels to my playlist by listening to all these different channels. I hope that you will also try out some of these personalities and get a wider perspective on different financial strategies and methods.
If you are ready to start saving more money now, check out this fun savings challenge “Halloween 500 Dollar Savings Challenge“. It is a quick one month challenge to save $500 and you can print it at home for free!
