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Years and years ago when I had a first date with my husband, I was blown away by how much fun we had and just how little money we spent. First dates are typically a time to wow your new friend with going over the top right? In a recent poll, 92% said that being…
As we adapt to a more frugal lifestyle, it is easy to start worrying about what other’s think of us and how we spend our money. We must remember that comparison is the thief of joy. When we compare other people’s gifts to the gifts that we can afford to give, then we take away…
Gardening can be a fun and enjoyable hobby that brings you beautiful plants and vegetables for your dinner. It can also be a slippery slope into spending money. The best way to keep gardening from becoming an expensive hobby is to start small and keep yourself on a budget. Prepare ahead of time exactly how…
Every once in a while, when you go to thrift stores you may stumble upon items that are just amazing. They may be items that are from many years before your time, or they may remind you of your childhood. The words Thrift and Vintage get thrown around together a lot, but they actually mean…
When people change their money mindset and their spending habits, some friends and family may not fully understand the reasoning behind these changes. If you know someone who has been very carefree with their money, and all of sudden they start being more careful, it can adjust the relationship that you have with them. It…
We clean out the house or buy new furniture and then we go donate our gently used items to a thrift store. But what if we know these items have a resell value that we would like to make a profit on? This is where knowing the difference between thrift and consignment stores will come…
You paid all your monthly bills, and you realize that you only have $500 left in your bank account. Can you really live off $500 for your variable expenses for a whole month? With good planning, you can easily live off $500 a month for groceries, gas, and other variable spending. The trick is to…
No spend challenges have been growing in popularity lately and they can be a great way to work on your spending discipline. A No Spend challenge can be for any length of time (day, weekend, week, monthly, and yearly) and they work to help curb spending and change your spending habits. The most effective No…
Budgeting is really a very simple process of determining where and how you will spend your money, but yet these budgeting myths pop up all the time. A budgeting myth is typically a principle that is taken out of context or is just misunderstood. Budgeting is a process and not a single action, so along…
Dave Ramsey may be one of the most well-known financial advice speakers, but he isn’t the only one out there. Which is great, because Dave can really rub people the wrong way. He loves to tell people flat out that they are making stupid money decisions and that they are acting like children. Some people…