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Everyone has heard of Dave Ramsey, he has been a financial guru for over 20 years and has a huge presence on radio, Youtube, Instagram, etc. The Budget Mom is fairly new on the scene having just started in 2016, but she is very popular on Instagram and Youtube. Both of these coaches offer tons…
As a first-time mom, I thought it was totally normal for kids to drink juice throughout the day. They are thirsty, so you give them juice that says 100% real juice and is marketed as healthy for kids, right? Well after my son had some gastrointestinal issues, I was informed by our pediatrician that kids…
Things happen in life that you are not prepared for like a blown tire, a fridge dying, or an alternator going out in your car. These situations can be an inconvenience or a huge stress inducing headache. The difference between these reactions is having an emergency fund. An emergency fund is what makes a possible…
People have very different emotional connections to spending money. Even if you are a saver, finally spending some money that you have saved up for a new purchase can release chemicals in your brain to give you a feeling of happiness. In general, spending money gives a temporary boost of dopamine in the brain. It…
Eating pizza as a family once a week is a huge habit at our house. According to The Daily Meal, one-third of Americans eat pizza at least once a week. They also noted that the average American eats 15 slices of pizza a month. Unfortunately, eating take-out pizza every week for a family of 4,…
When you decide to start working on your finances, the first thing you need is a general road map of your income, expenses, and what is left over. This road map of how you spend your money is called a budget. It is very tempting to go out and buy a new specialty budget planner,…
Knowing if you are poor or not, is actually a humbling question. The government considers you to be poor if you make less than the poverty level. Certain assistance programs allow you to make more than the poverty level to qualify. So, what exactly lets you know if you are poor? I reached out and…