Budgeting is really a very simple process of determining where and how you will spend your money, but yet these budgeting myths pop up all the time. A budgeting myth is typically a principle that is taken out of context or is just misunderstood. Budgeting is a process and not a single action, so along…
Eat right, exercise a bunch of times a week, and take your daily vitamins…..these are the keys to a healthy life style right? I am all for eating less junk, being more active, and popping magic pills every day to insure that I stay healthy! According to the CDC, almost 58% of Americans over the…
Dave Ramsey may be one of the most well-known financial advice speakers, but he isn’t the only one out there. Which is great, because Dave can really rub people the wrong way. He loves to tell people flat out that they are making stupid money decisions and that they are acting like children. Some people…
Sometimes the most sentimental items are just not in a state that you can continue to use them. This is where upcycling comes in handy! Upcycling is taking items that would normally be thrown away and making them into something useful again. In this case we will take a men’s button up shirt with a…
When you are first starting out budgeting, there are so many challenges that can pop up and make your financial journey harder. In general, challenges that keep you from sticking to a budget come down to preparing and planning ahead. Almost every challenge can be overcome if you want to beat it. The main issue…
Spring is here and even though we want to relax and enjoy the sunshine, we also may need to save up for something. Whether you want to save up for Summer Activities or even get a jump start on back-to-school shopping, it’s always more fun to use a tracker. This way we can motivate ourselves…
Using outgrown clothes to make sentimental memory items is not new by any means, and over the years I have seen so many projects to use baby and toddler clothes. I love making quilts out of baby clothes and have done that for a long time to preserve the memories of my favorite outfits. When…
Whether it is a rainy day or just a lazy afternoon, kids of all ages are going to watch TV. We usually have subscriptions for Disney Plus, Hulu, and Paramount + that total about $30 a month which is the most that I want to spend on TV every month. Occasionally you will run out…
Herbs are an amazing plant to grow at home. They offer beautiful flowers, some detract pests, and then of course using them on food is really yummy! In general, most people think that you have to spend a lot of money to garden, but that is not true! You can easily upcycle common household items…
Personal finances and especially the finances of your family are personal to each individual family. We tend to make a lot of financial decisions based on what other people are doing financially and try to mimic those ideas into our own money spending and savings. Value Based Spending takes into account how your family values…