Things happen in life that you are not prepared for like a blown tire, a fridge dying, or an alternator going out in your car. These situations can be an inconvenience or a huge stress inducing headache. The difference between these reactions is having an emergency fund. An emergency fund is what makes a possible…
Having debt is exhausting and you start to feel like your bills are knocking you down. It’s time to stand up tall, put on your boxing gloves, and start knocking out your dent. It doesn’t matter what your debt is from, let’s get rid of it. Say goodbye to credit card debt, student loan debt,…
For some families, Easter is a huge celebration and also a fairly large expense. Even though it is not as expensive as Christmas, it is still a holiday that can easily add up to a lot of money. For the year 2021, the National Retail Federation estimates that the average American family will spend $179.70…
For the last few years, capsule wardrobes have become a very trendy and popular movement. I am not one to chase trends, but this one is actually an amazing idea to get organized and to save money. Did you know that the average household spends around $1900 a year on clothing? That is about $161…
People have very different emotional connections to spending money. Even if you are a saver, finally spending some money that you have saved up for a new purchase can release chemicals in your brain to give you a feeling of happiness. In general, spending money gives a temporary boost of dopamine in the brain. It…
I love visual trackers for saving money. They truly are so inspiring and motivating to keep you going. Personally, I like to hang mine on the fridge, so I see it a zillion times a day. All you have to do is pick a goal amount. Then divide that goal by 50. Example: $500 divided…
Eating pizza as a family once a week is a huge habit at our house. According to The Daily Meal, one-third of Americans eat pizza at least once a week. They also noted that the average American eats 15 slices of pizza a month. Unfortunately, eating take-out pizza every week for a family of 4,…
Porches are made for enjoying time outdoors. I am a huge fan of relaxing in the shade on a beautiful day. My mom has the cutest porch and it is decorated in such a unique Old Florida style. Her porch is so inviting and has a zillion places to sit and chill out. Recently she…
When you decide to start working on your finances, the first thing you need is a general road map of your income, expenses, and what is left over. This road map of how you spend your money is called a budget. It is very tempting to go out and buy a new specialty budget planner,…
I love a simple and easy challenge to save money! Sometimes I have huge goals that I want to tackle and other times I want to knock out some smaller goals. The deck of cards savings challenge is a perfect challenge to knock out some smaller goals. Examples of smaller goals are starting an emergency…