No spend challenges have been growing in popularity lately and they can be a great way to work on your spending discipline. A No Spend challenge can be for any length of time (day, weekend, week, monthly, and yearly) and they work to help curb spending and change your spending habits. The most effective No…
Most refrigerators in the US contain at least one jar of pickles, but that jar also holds pickle juice. What do you do with the juice when then pickles are all gone? Jars of pickles with juice are a frugal food item that have many varied uses. In a recent poll of over 1000 people,…
Everyone goes to the bathroom, but no one really talks about annoying toilet seats! Have you ever had a seat that tried to shift from side to side or was just wobbly? Well, we did and it drove me crazy! Even though your first thought may be to replace the whole toilet seat, most wobbly…
Back to school supplies is a known expense every year if you have school age children, yet so many times we forget to prepare for it. Each year your child starts school, they are usually given a list of needed supplies. These supplies can be for each individual child, like notebooks or can be for…
Celebrating your child’s birthday can be a huge experience for some families. You might go all out with an elaborate themed birthday party or keep it simple with a family only party. According to polls the average 1st birthday can run about $500 and each birthday after costs about $400 for parents. These totals were…
Budgeting is really a very simple process of determining where and how you will spend your money, but yet these budgeting myths pop up all the time. A budgeting myth is typically a principle that is taken out of context or is just misunderstood. Budgeting is a process and not a single action, so along…
Eat right, exercise a bunch of times a week, and take your daily vitamins…..these are the keys to a healthy life style right? I am all for eating less junk, being more active, and popping magic pills every day to insure that I stay healthy! According to the CDC, almost 58% of Americans over the…
Dave Ramsey may be one of the most well-known financial advice speakers, but he isn’t the only one out there. Which is great, because Dave can really rub people the wrong way. He loves to tell people flat out that they are making stupid money decisions and that they are acting like children. Some people…
Sometimes the most sentimental items are just not in a state that you can continue to use them. This is where upcycling comes in handy! Upcycling is taking items that would normally be thrown away and making them into something useful again. In this case we will take a men’s button up shirt with a…
When you are first starting out budgeting, there are so many challenges that can pop up and make your financial journey harder. In general, challenges that keep you from sticking to a budget come down to preparing and planning ahead. Almost every challenge can be overcome if you want to beat it. The main issue…