No Spend Month- Free Printable PDF Tracker

No Spend months are talked about a lot when saving money, but sometimes we take that “no spend” a little too literally. You really can’t go a whole month without spending anything. You will still have to pay your bills, buy gas, etc.

Now the best part of doing a no spend month is that it works on your self discipline. You have to make a goal, then a plan, and then follow through on it.

How does a No Spend work?

No Spend challenges are personal if you want them to be effective. What I mean by that is you have to pick rules to follow and guidelines that actually help you solve a problem area that you have identified.

For example, if you spend more than you want in a certain area like buying coffee, buying lunch, or buying books. You would want to pick one of these areas to focus on for a month.

Challenge yourself to go a whole month without buying coffee at the coffee shop, buying lunch at fast food or a restaurant, or buying any physical or ebooks.

How to make a No Spend month awesome….

Take this month to really focus on what you want to change. Get creative and think outside the box. Instead of buying coffee, experiment with coffee at home. Instead of buying lunch host a potluck with office friends or start packing your lunch. For no books, look for free ways to read!

So not only are we identifying a pain point, we are being mindful of it, and we are trying new strategies to achieve the desired outcome.

I don’t want you to give up coffee, eating lunch, or reading. I want you to find a way to enjoy those things without breaking the bank!

Free No Spend Tracker

This prints on standard paper (8.5×11) but you can adjust it if you need a different size!

How to stay motivated?

The easiest way to stay motivated to write down why you want to fix this pain point. Instead of spending on this, I want to put this money towards that.

If you still need a push, a great way is to find a friend to do a no spend with you. You don’t have to do the same exact challenge but you can help cheer the other one on when times get tough!

Not sure if a No Spend is for you? That’s totally fine! If you have questions or need more help, just come join us on the Low Dough Family Facebook page! We would love to help you out.